Both Connecticut and Rhode Island law require automobile insurance policies to include uninsured and underinsured motorist coverage. This type of insurance provides additional coverage when policy limits are not high enough to compensate the injured. It is also available in accidents involving a hit and run driver or when a pedestrian or bicyclist is struck by an automobile.
Help With UM and UIM Insurance Claims
There are good reasons why uninsured motorist (UM) and underinsured motorist (UIM) insurance coverage is required in most states. This coverage is necessary not only to cover medical costs for treating injuries that exceed policy limits, but also to provide coverage in situations where the driver has no insurance.
Unfortunately, it is considerably easier to buy this type of insurance than it is to actually make a claim and obtain the benefits you've paid for.
For assistance accessing UM and UIM coverage or resolving insurance coverage disputes, contact me by phone, email, or the online form to schedule a free consultation. I am available for evening, weekend and in-home appointments.